You ask me when you pay the first payment?

The first payment is the "three plus" initial rental amount of your contract.

This is usually paid just after delivery of your new car, by direct debit from your bank.

Occasionally, it needs to be paid just before delivery.

There may be an administration charge that needs paying just before delivery, too. You need to check the deal.

Most people have a new car delivered before they pay a single penny.